The Modern Chilimba

Transparent Group
Money Management

Save together, safely and securely. Manage your personal goals or pool funds with friends, family, and colleagues with multi-signatory trust built-in.

Download App Chat with Us
Fully Regulated Multi-Sig Secure
ClariCircle App Dashboard

Works seamlessly with top networks & banks

Airtel Money MTN Mobile Money Zamtel Kwacha NATSAVE Bank

Regulated by

Bank of Zambia

Powerful Features for Cooperative Savings

Whether you're saving for yourself or pooling funds with a group, ClariCircle has the tools you need to do it transparently.

Personal Piggy Bank

Set target goals for rent, school fees, or holidays. Enforce a time-lock so you can't withdraw until your deadline passes, helping you stay disciplined.

Group Savings (Chilimba)

Create Permanent circles for ongoing funds or Temporary circles for specific events. Invite members instantly via unique deep links or QR codes.

Multi-Signatory Security

No single person can run away with the funds. Payouts and group deletions require democratic consensus and approval from appointed signatories.

How ClariCircle Works

Get started in minutes and experience seamless, transparent group savings.

1

Create Account

Download the app and sign up using your email and phone number.

2

Start a Circle

Create a group, set a target amount, and appoint trusted signatories.

3

Contribute

Members join via a link and contribute directly from Mobile Money.

Secure Payout

Request payouts which are executed only upon signatory consensus.

Get in Touch

Have questions about setting up your circle or our security measures? Our support team is here to help.

Call Us / WhatsApp

0974 049 998